Eftsure, TRAILD, Pulsify and similar tools answer one question, well: does this bank account match what we expect, right before we pay? Gumshoe answers a broader, earlier one: is this entity actually legitimate — solvent, licensed, run by people without a history of burning creditors? Different moment in the relationship, different question. Here's exactly how the two compare.
Try Gumshoe free →Point-solution fraud tools sit at the moment money is about to move: they check whether the BSB and account number on an invoice match what's on file, and flag it if a supplier's bank details changed recently. That's a real, valuable check — and one Gumshoe doesn't try to replicate or compete with directly.
Gumshoe sits earlier: when you're deciding whether to work with a supplier at all, or periodically checking the ones you already do. It cross-references 20+ Australian government registers — ABN and GST status, ASIC company standing, insolvency notices, director bans and Phoenix-pattern history, financial adviser and tax agent licensing, PPSR registrations, trade licences, charity status — and, for the moments that matter more, places an actual disclosed phone call to confirm the business and its details out loud. None of the point-solutions in this space do that broader entity picture; it's not their job. It's Gumshoe's.
Built honestly — Gumshoe doesn't verify live bank-account ownership the way a CDR-connected tool does, and point-solutions don't run entity due diligence the way Gumshoe does. Different jobs.
| Check | Point-solution fraud tools | Gumshoe |
|---|---|---|
| Bank account ownership match | Core feature — real-time CDR or registry-based matching before payment | Not our focus — pair with a payment-time tool for this specific check |
| ABN / GST status | Rarely a focus — usually just an ID field on the invoice | Core check — live ABR cross-reference, every verification |
| ASIC company standing & deregistration | Not typically checked | Core check — deregistration date surfaced automatically |
| Insolvency & external administration history | Not typically checked | Cross-referenced against ASIC insolvency notices |
| Director bans & phoenix-company patterns | Not typically checked | Phoenix Shield — pattern detection across director history |
| Financial adviser / tax agent licensing | Not applicable to most tools in this category | Cross-referenced against the ASIC and TPB registers |
| PPSR registrations | Not typically checked | Available on demand |
| Trade licences, charity status | Not typically checked | QLD/NSW trade licences, ACNC charity register |
| Domain age, email trust, web presence | Occasionally, as a supporting signal | Core check — WHOIS, SPF/DMARC, parked-page detection |
| Disclosed live phone verification | Not offered | Voice Verify — recorded, disclosed call, transcript kept |
| Physical premises check | Not offered | Street View classification — commercial, residential or vacant |
This is Gumshoe's job — a full picture of whether the entity itself is legitimate before you commit to a relationship, not just whether one payment is safe.
That's the exact moment a payment-time tool is built for. Nothing wrong with running both — different question, different tool, same goal.
Voice Verify calls the business directly and confirms it out loud before the payment goes out — the specific scenario payment-redirection fraud relies on nobody checking.
Free checks, no signup required for the basics.
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